Internal Portfolio Builder

Warnings & important information

• Warning: The value of your investment may go down as well as up.
• Warning: If you invest in these funds you may lose some or all of the money you invest.
• Warning: Past performance is not a reliable guide to future performance.
• Warning: These funds may be affected by changes in currency exchange rates.

Source of performance and prices is Longboat Analytics / MoneyMate. We believe the sources to be reliable, but we cannot guarantee the accuracy or completeness of the information provided by the Fund Managers/Longboat Analytics. The figures quoted are calculated on an offer to offer basis with income reinvested. Performance is quoted gross of annual management charge. The returns on policies linked to a fund may not be the same because of the effects of any other policy specific charges. Fund availability varies by product type — please contact your Financial Broker for details of the funds available by product type. For information on risk ratings, charges, securities lending or other fund related topics on how our funds work, please see the "Your Investment Options" brochure, which you can download on www.avivabroker.ie / www.aviva.ie, or contact your Financial Broker. The information contained in this service should not be construed as an investment recommendation.

For certain funds, performance prior to the fund's live pricing date is index or simulated performance and not actual fund performance. These figures are marked with ◆ throughout this tool and noted beneath any portfolio result that includes them. Simulated or index performance does not reflect actual fund returns and is not a reliable guide to future performance.

Portfolio cost figures are based on the standard portfolio cost entered by the user, adjusted by each fund's published fee adjustment, weighted by allocation. Performance figures are shown gross of charges; the portfolio cost is displayed separately and has not been deducted from the returns shown.

Portfolio volatility, maximum drawdown and the portfolio ESMA band are computed from the combined portfolio's own monthly return series (weighted by allocation, rebalanced monthly), so they reflect diversification between funds. Monthly pricing understates true maximum drawdown relative to daily data. Stochastic projections are illustrative simulations and are not guaranteed.

Except where stated as otherwise, the source of all information is Aviva Investors Global Services Limited (AIGSL). Unless stated otherwise any views and opinions are those of Aviva Investors. They should not be viewed as indicating any guarantee of return from an investment managed by Aviva Investors nor as advice of any nature. Information contained herein has been obtained from sources believed to be reliable but, has not been independently verified by Aviva Investors and is not guaranteed to be accurate. Past performance is not a guide to the future. The value of an investment and any income from it may go down as well as up and the investor may not get back the original amount invested. Nothing in this material, including any references to specific securities, assets classes and financial markets is intended to or should be construed as advice or recommendations of any nature. Some data shown are hypothetical or projected and may not come to pass as stated due to changes in market conditions and are not guarantees of future outcomes. This material is not a recommendation to sell or purchase any investment. The information contained herein is for general guidance only. It is the responsibility of any person or persons in possession of this information to inform themselves of, and to observe, all applicable laws and regulations of any relevant jurisdiction. The information contained herein does not constitute an offer or solicitation to any person in any jurisdiction in which such offer or solicitation is not authorised or to any person to whom it would be unlawful to make such offer or solicitation. In Europe this document is issued by Aviva Investors Luxembourg S.A. Registered Office: 2 rue du Fort Bourbon, 1st Floor, 1249 Luxembourg. Supervised by Commission de Surveillance du Secteur Financier. An Aviva company. In the UK: Issued by Aviva Investors Global Services Limited. Registered in England and Wales No.1151805. Registered Office: 80 Fenchurch Street, London EC3M 4AE. Authorised and regulated by the Financial Conduct Authority. Firm Reference No. 119178. In Switzerland, this document is issued by Aviva Investors Schweiz GmbH.

This model portfolio tool is illustrative only and is not investment advice.